October 04, 2022 Corporate News

3 Reasons Businesses Choose Beacon for Their Workers' Comp Insurance

Did you know that a majority of RI businesses choose Beacon Mutual as their workers’ compensation insurer? 

Why is this, you ask? The answer is as simple as 1-2-3.

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1.  We are Experts in RI Workers' Comp & We are Local

Beacon has been at it for 30 years and has a proven track record of helping RI businesses keep their employees safe from workplace illness and injury as well as get their employees back to work.
Our team knows and cares about RI businesses and their employees because we are Rhode Islanders too. We care about our State’s economy and the success of your local business.

When calling on a company for help, we all despise getting stuck in the abyss of pressing phone prompts and never getting to the person who can assist. If you have a workers' comp policy with Beacon, that will not be the case. We are here for you and your employees.

"We have had no issues with Beacon, and on the few occasions we called with a question, we were very satisfied with the quick and knowledgeable response."
~ Eagle Associates


We pride ourselves on forming personalized, long-term relationships with our policyholders. Unlike national carriers operating from hundreds of miles away, we are headquartered in Warwick, Rhode Island. We are your neighbors. We shop where you shop. We call Rhode Island home. We are never far when you need us.

2.  Beacon Policyholders are Satisfied and Recommend Us

Our policyholders recommend us! Did you know that the Net Promoter Score (NPS) is the gold standard of customer experience? Beacon Mutual is in the 94th percentile of the insurance industry. The national average for insurance is 0-30, BUT Beacon's policyholders give us a 63.3!  NPS describes how likely a customer would recommend us to a friend or colleague. This is a key metric for Beacon to measure because we know that RI businesses truly value recommendations from those they trust. 

"I would recommend Beacon to a friend or colleague because - "We have been satisfied with the help and reporting the injuries and the following up with the claims." ~ YMCA of Pawtucket

Our policyholders have been with us a long time and are satisfied! 62% of our policyholders have been with us for over 11 years, giving us a Customer Satisfaction Score of 90%! (The national CSAT score is 80%). Learn more about Beacon's customer experience survey results

"I never had a problem over our many years with Beacon. I see workers comp as a subscriber and provider, and I think your approach is the best in the business."~ Armistice Urgent Care

3.  Beacon Offers Free Safety Services to Policyholders 

Not only does Beacon Mutual provide RI workers’ comp insurance, but we take it a step further by offering free safety services with our local team of experts.  Beacon Mutual has the largest team of local ergonomic and safety professionals dedicated to creating safer workplaces in Rhode Island.

Each experienced member of the team understands current safety and health issues and their potential impact on Rhode Island employers. Beacon Mutual is pleased to offer our policyholders a wide variety of educational programs to ensure a safe and productive workplace at no additional cost. As a business owner, you have a lot on your plate. Figuring out how to keep your employees safe shouldn't be something else you have to worry about. That's where we come in.

"We value the classes that are offered free of charge from Beacon and how well they handle incidences.” ~ Concrete Products Inc.

Our local ergonomic and safety professionals are dedicated to creating safer workplaces in Rhode Island. Each experienced member of the team understands current safety and health issues and their potential impact on Rhode Island employers. They will come to your location to provide personalized worksite assessments and program recommendations to keep your employees safe on the job.

Read Customer Safety Success Stories:

Want to get started? Get a quick quote! In just a few minutes, share a little information about your company to generate an initial estimate for your annual workers’ compensation policy.  Request a BeaQuick Quote today for a safer tomorrow! 

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About The Beacon Mutual Insurance Company

Beacon Mutual is the leading provider of workers' compensation insurance in Rhode Island with a successful 30-year history of protecting Rhode Island employers and employees through high-quality safety training programs and educational resources to prevent workplace accidents and to return injured employees to work with compassion and care.

Beacon Mutual
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Beacon Mutual

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