News & Insights

Workers’ Comp Strategies for Aging Employees

Written by Beacon Mutual | 7/29/25 1:35 PM

As employees age, they bring invaluable assets to the workplace—deep institutional knowledge, historical insight, and years of experience that contribute to a company’s success. At the same time, natural physical changes like decreased balance, strength, or vision can increase the risk of injury and lead to longer recovery times. For employers, investing in and supporting aging employees through proactive safety strategies is not only the right thing to do—it’s essential for protecting valued team members and managing workers’ compensation claims and costs.

Why Supporting Older Workers Matters

While older workers aren't necessarily more likely to be injured on the job, their injuries tend to be more severe and can take longer to heal. That impacts both the individual and your bottom line. Common workplace injuries among aging employees include: 

  • Slips, trips, and falls 
  • Overexertion or repetitive strain 
  • Joint and back injuries 
  • Aggravation of pre-existing conditions 

Proactive prevention and a thoughtful return-to-work plan can make a big difference.  By prioritizing injury prevention and creating a thoughtful return-to-work plan, employers not only protect their workforce but also retain the valuable institutional knowledge and leadership that aging workers contribute every day. 

 

Real Example: How Colonial Mills Invested in Safety Culture

Rhode Island-based Colonial Mills, a small manufacturing company in Pawtucket, took proactive steps to protect its workforce—including many long-tenured employees. With guidance from Beacon Mutual’s loss prevention consultants, they focused on stretch-for-safety classes, ergonomics, job task modifications, and customized training that matched the needs of their diverse staff, including older workers. 

By investing in these safety improvements, Colonial Mills didn’t just prevent injuries—they built a culture of care and accountability. The company saw a reduction in injuries and stronger employee morale, proving that supporting an aging workforce isn’t just smart—it’s good for businessRead the full Colonial Mills story. 

5 Injury Prevention Strategies for Aging Workers

Want to reduce workplace injuries among your aging team members? These five strategies can help:

1.  Ergonomic Improvements

Redesign workspaces to reduce strain. Use height-adjustable equipment, lift assist equipment, and anti-fatigue mats to prevent repetitive stress and overexertion. 

2.  Safer Workplace Design

Improve visibility with brighter lighting. Add handrails, high-contrast markings, and non-slip flooring to reduce fall risks.

3.  Modify Job Tasks

Encourage lifting in teams, rotating tasks, or using mechanical aids for physical duties. Schedule labor-intensive work earlier in the day when energy is highest. 

4.  Health & Wellness Support

Encourage hydration, stretching, and regular preventive care. Offer support for managing chronic conditions like arthritis or diabetes.

5.  Tailored Safety Training

Use clear visuals, slower pacing, and large-print materials. Train supervisors to spot risks and provide respectful accommodations. 

Contain Workers' Comp Claims Before They Escalate

When injuries happen, early intervention is key. Keep costs low and morale high with these tactics: 

  • Use functional capacity evaluations to match work duties with abilities 

A stay-at-work or return-to-work approach keeps employees engaged while reducing unnecessary time away. 

Foster a Culture That Values Experience

A truly safe workplace also supports the emotional and professional well-being of older workers. This means: 

  • Enforcing anti-discrimination policies 
  • Encouraging mentorship between seasoned and newer employees 
  • Including aging employees in discussions about workplace design and policy 

Workers who feel respected and supported are more likely to stay, thrive, and contribute meaningfully to your organization’s success. 

Final Thoughts: Small Changes, Big Impact

Preventing and containing claims related to an aging workforce isn’t just about risk management—it’s about respect, equity, and smart leadership. By taking steps today, you can create a safer, more inclusive environment for employees of all ages. 

Want Help Getting Started?

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