Get a BeaQuick Quote for Workers' Compensation in Minutes

Beacon Mutual is pleased to introduce BeaQuick Quote - our new quoting system where policyholders can answer a few quick questions about their company, get a ballpark estimate, and be connected with a local agent in just minutes!

Workers’ compensation insurance provides benefits to your employees for work-related injuries including medical care and wages for time out of work. In the State of Rhode Island, any business with more than one employee must have workers' compensation insurance so Beacon Mutual wants it to be easy for business owners to set up a policy and be connected with a nearby independent agent.

You can get a BeaQuick Quote for your business and connect with an agent in just minutes!

As a small business owner, we know that you might have questions when setting up a workers' compensation policy. Where do I begin? How much is it going to cost? What benefits will I get?

No need to worry. We're here to help! We can help you get an estimate on a workers’ comp policy in minutes so you can plan your budget for the year.

Learn the three simple steps to getting a workers’ compensation insurance estimate:

answer a few questions about your company and insurance history
choose an agent from a list of nearby agents
get an estimate in minutes

You may be wondering, what's included with workers' compensation coverage from Beacon Mutual?

Not only does having a workers' comp policy with Beacon help cover medical expenses and lost wages for small business owners if an employee is injured or becomes sick, but with your Beacon policy, you get a lot more.

Loss Prevention & Safety Services

As a business owner, you have a lot on your plate. Figuring out how to keep your employees safe shouldn't be something else you have to worry about. That's where we come in.

Our local ergonomic and safety professionals are dedicated to creating safer workplaces in Rhode Island. Each experienced member of the team understands current safety and health issues and their potential impact on Rhode Island employers. They will come out to your location to provide you with personalized worksite assessments and program recommendations to keep your employees safe on the job.

Claims Services

Needing to file a claim may seem daunting. But with Beacon, we make the process seamless. Our claims representatives are not just a voice over the phone. Beacon compassionate claims representatives form a personal relationship with you. In addition, if you file a claim, Beacon will provide your injured worker with a nurse case manager. The nurse case manager will go to appointments and help expedite the authorization process of any needed procedures or surgeries. Beacon's claims representatives and nurse case managers work closely with you to help you get your injured employee on the road to recovery and back to work quickly.

Safety Training Solutions

Again, it is our mission to help you protect your business and keep your employees safe. So, we don't stop at worksite safety and ergonomic assessments.

We also offer hundreds of online safety trainings through Beacon's Online University as well as safety webinars and seminars throughout the year. All safety training solutions are provided to our policyholders at no cost.

Localized Expertise

When having to call on a company for help, we all despise getting stuck in the abyss of pressing phone prompts and never getting to the person that can assist. Well, if you have a workers' comp policy with Beacon, that will not be the case. We are here for you and your employees.

We pride ourselves on forming personalized, long-term relationships with our policyholders. Unlike national carriers that operate from hundreds of miles away, we are headquartered in Warwick, Rhode Island. We are never far when you need us.

For 30 years, Beacon Mutual has been the premier local workers’ comp insurer of RI businesses. Find out why.